About the Scheme

The main object of the scheme is to provide relief to the families of unorganized workers in case of death or disability of the unorganised worker leaving the families in great distress. All India statistics indicate that Andhra Pradesh is one of the States with large number of accidents. The death or disability due to accident of an unorganized worker results in misery to his family and hardship caused by reduced earnings and medical and other expenditure relating to the accident. Hence, there is every need to provide accident death and disability insurance to the worker towards social security. Further, even natural death of an unorganized worker results in undue hardship to the family members left by the worker who need to be provided some relief. Government had already implemented social security scheme to the transport drivers in the unorganized sector on pilot basis and on the working experience of the said scheme, it is felt appropriate to extend the social security scheme to all unorganized workers in the State with certain modifications to provide disability coverage also.


SALIENT FEATURES OF THE SCHEME

  1. All unorganised workers in the State in the age group of 18 to 70 years are eligible to be registered as unorganised workers and enrolled as beneficiaries of the Chandranna Bima Scheme.
  2. All unorganised workers will be registered under the Unorganised Workers Social Security Act, 2008 and enrolled as beneficiaries under Chandranna Bima Scheme.
  3. SERP shall facilitate registration of unorganised workers and their enrollment in the Chandranna Bima Scheme, data entry, maintenance of data base, hard copies of signed applications and other connected matters.
  4. Assistant Labour Officer of the Labour Department shall be the Registering Authority.
  5. The registered unorganised workers will be enrolled as members under State Accident Death and Disability Scheme and under Aam Admi Bima Yojana (AABY) and will also be covered under the Pradhan Mantri Suraksha Bima Yojana (PMSBY). The benefits under the Chandranna Bima Scheme are as follows:
Chandranna Bima Scheme benefits:
  • Rs. 5 lakh for Accident Death and Total Disability: Rs. 2,25,000/- (Rupees two lakh twenty five thousand) from State Accident Death and Disability Scheme, Rs.75,000/- (Rupees seventy five thousand) under Aam Admi Bima Yojana (AABY) and Rs.2,00,000/- (Rupees two lakh) from Pradhan Mantri Suraksha Bima Yojana (PMSBY).
  • Up to Rs.3,62,500/- for Partial Disability: Up to Rs.2,25,000/- (Rupees two lakh twenty five thousand) from State Accident Death and Disability Scheme, Rs.1,00,000/- (Rupees one lakh) from PMSBY and Rs.37,500 from AABY.
  • Rs.30,000/- for Natural Death under Aam Admi Bima Yojana (AABY).
  • Rs.1200/- p.a. towards scholarship per child up to two children of the beneficiary studying 9th, 10th, Intermediate or ITI.